depends on your income and other financial obligations. As a rule of
thumb, most house buyers buy houses that cost 1.5 and 2.5 times their
annual income. For example a house buyer earning RM40,000 a year would
buy a house between RM60,000 and RM100,000.
the monthly loan repayment should not exceed about 1/3 of your gross
monthly income. In assessing your repayment capability, the financial
institution would also take into account your other debt repayments such
as car loan, personal loan and credit cards.