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Loan Tenure and Features Commonly, the length of a housing loan can last up to 30 years or when the borrower reaches the age of 65, whichever is earlier. Each loan package differs from one institution to another, so do not base your decision on any single feature. Most people take on a housing loan from a banking institution which offer different loan packages to cater for the needs of different users. Be sure to compare rates and choose a loan based on its features, fees and charges as well as the quality of service offered by the institution. Also, make sure you have all the required documents for your application by making a checklist. Look out for features like flexible repayment terms or graduated payment schemes to suit your repayment capability.
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