EON Bank Homeloan
High Margin of Financing
EON Bank provide a high margin of financing for first time house buyers of
up to 90 + 5% (MRTA, legal fees, stamp duty and other disbursement fees) for
eligible purchasers.
Easi Entry Cost
Absorption of legal fees and stamp duties including other disbursement fees
for loan documentation by the Bank up to 1.5% of loan amount.
Greater Flexibility
EON Bank provide flexible combination of financing. You can opt for : A
straight forward housing loan.
A combination of a housing loan and an overdraft.
A housing loan with flexi features, which allows additional repayment and
re-drawal of the additional repayments.
Note : Borrowers who opt for the flexi feature shall not be able to enjoy
the overdraft facility on a standalone or combination basis.
Overdraft
Overdraft is available with overdraft portion (either in combination with
home loan OR full overdraft) not exceeding 70% of the total financing
amount.
Longer Tenure
A loan period of 30 years or up to the age of 70, whichever is earlier,
means lower monthly installments and makes the purchase of your dream home
more affordable.
3 Types of Insurance Coverage
Super Easi 1-2-3 offers you insurance coverage to protect your home against
theft and fire. Our Mortgage Reducing Term Assurance (MRTA), on the other
hand gives your loved ones added security should anything happen to you.
This will give you peace of mind, knowing you have added protection.
Capitalisation of MRTA and/or Legal Fees
Super Easi 1-2-3 allows you the freedom and convenience to include your MRTA
premium and/or legal fees as part of the installments on your home loan.
This means you now have more cash flow for other incidental expenses such as
renovations, furniture etc.
Processing
Fee waived.
Free Standing Instruction
No commission charged on any standing instruction made for your monthly loan
repayment from your EON Bank account.
Application Details:
Employed Individual:
Identity Card (front and reverse side)
Last 3 months salary slip
Latest Income Tax Returns (Form B or EA Form)
Sale & Purchase Agreement or Document of Title or Letter of Offer from
Developer
Last 3 months Savings or Current Account Statements
Latest EPF Statement
Self-Employed Individual:
Identity Card (front and reverse side)
Latest Income Tax Returns (Form B)
Sale & Purchase Agreement or Document of Title or Letter of Offer from
Developer
Last 3 months Savings or Current Account Statements
Business Registration Form or Valid Business Certification by Relevant
Authority
Call our
customer service at 03-26161122 or
Visit our 135 Branches and 18 Retail Centres nationwide. EON Bank
branches nationwide.
Check Here.
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