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Home Loan FAQs




Home Loan Frequently Asked Questions

Buying a house is a life-transforming event in terms of financial and social commitments as well as status. Here's the most common questions asked by a house buyer before he/she signup for the home loan.

How much is the cost to buy a property?
  How much can I afford?
  How much can I borrow?
Margin of Financing
Loan Tenure and Features
  How long does it take to process a loan?
  What is the difference between conventional financing and Islamic financing?
Why do I need a valuation?
Do I need to appoint a lawyer? Can I choose my own lawyer?
Who pays for the legal fees and how much?
What if I run into financial difficulties and cannot meet my loan repayments?
Can I pay off my loan in full earlier than the agreed loan tenure?
House Insurance
Fire Insurance
  Stamp Duty

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