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Mortgage Guides

Mortgage loan is a life-transforming in terms of financial and social commitments as well as factor that affecting retirement. Here's the most practical mortgage guides (in Malaysia context) for a home loan owner before he/she review or refinance for their home loan.

Latest Update! (17 Jul 2014): Major banks in Malaysia have adjusted their Base Lending Rate (BLR) upwards by at least 0.25%. BLR for most major banks now stands at 6.85%.

Any further changes to the BLR will affect pricing of both existing and new floating interest rate home loans. However, fixed rate home loan packages will remain unaffected.

 Mortgage Guides
  Four Steps to Slash Your Mortgage
  How to find a Good Mortgage
  Low Base Lending Rate BLR
  Managing Your Mortgage
What is Flexible Home Mortgage Loan?
When is it Right to Refinance?
Why should I refinance and when does it pay to do so?

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