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Alliance Bank Malaysia Berhad
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Head Office Address
Menara Multi Purpose, Capital Square
No. 8, Jalan Munshi Abdullah, 50100 Kuala Lumpur
Telephone: +603 2694 8800
Facsimile: +603 2694 6727
Call Center: 03 5516 9988
Website: www.alliancebank.com.my
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Last Reported BLR :
6.60% (Effective from
13 May 2011) |
* Revised from
6.30% to 6.60% after OPR raised on 05/05/2011 (Read
More Here) |
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Interest Payment Option |
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Interest
Payment Option (IPO) features the combination of SaveLink HL and
interest servicing (similar to the nature of OD) for the first 5 years
from first disbursement or 3 months from the Letter of Offer date,
whichever is earlier. |
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Completed
Properties
Loan amount up to
RM400,000:
Year |
SaveLink IPO (new)
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Non-ZEC/FEC
(% p.a.) |
ZEC
(% p.a.) |
1st to 2nd |
BLR - 1.80% |
BLR - 1.20% |
3rd to 5th
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BLR - 1.80% |
BLR - 1.20% |
Thereafter |
BLR - 1.80% |
BLR - 1.80% |
Exclusive packages
available for financing amount above RM400,000.
Additional terms to the above
- Minimum residential
property value/purchase price: RM100,000
- Minimum loan tenure:
15 years (inclusive of Interest period). Maximum age at loan approval
is 50 years.
- Interest period/first
year rate: 5 years from first disbursement or 3 months from LOF date
whichever is earlier.
- Repayment tenure:
Based on loan tenure applied less interest period.
- 'Without MRTA'
pricing: Plus additional 0.05% p.a. on across all tiers.
- OD facility: Max MOF
50% @ BLR + 0% p.a.
- Lock-in Period/Penalty
comprises two categories per the following schedule:
Packages
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Lock-in period
(from 1st disbursement) |
Penalty % on
original loan |
Min. loan amount
RM' |
NON-ZEC/FEC
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IPO
Under Construction |
5 years |
3% |
100,000 |
IPO
Completed |
3 years |
3% |
100,000 |
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ZEC |
IPO
Under Construction |
5 years |
3% |
150,000 |
IPO
Completed |
5 years |
3% |
150,000 |
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Key
Benefits
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Low initial
payment of interest: only for the first 5 years from first disbursement or 3
months from Letter of Offer date, whichever is earlier
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Flexibility
of OD at the price of HL rates
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Easier
Certificate of Fitness (CF) commitment at lower HL rates for home upgrades.
For more
information, please call
03-5516 9988, Alliance Bank
branches nationwide.
Check Here. |
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DISCLAIMER
Reasonable efforts are made to maintain accuracy of information published.
However, information could contain errors or inaccuracies and is presented
without warranty and statutory means.
No liability is assumed for errors or omissions. Viewers are advised to
consult their banker or financial consultant for complete information and
their professional advise. |
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